Sunset Bank and Savings Blog

Home Sunset Bank and Savings Blog
 

Shop Smarter, Not Harder

You don't need to overspend on Christmas gifts this year. With a little planning and self control, you can stay within your budget and save some money for January.

You don’t need to overspend on Christmas gifts this year. With a little planning and self control, you can stay within your budget and save some money for January.

Before we even had time to finish the Thanksgiving leftovers, the Christmas shopping season was upon us! There is no need to stress over a long shopping list this year because Sunset Bank has some tips for getting through this holiday season without running out of money and energy!

Make a list: Write down everyone’s name on your gift list. Think of a few ideas for each person, along with the maximum amount you are willing to spend.  If you tip your mail carrier, babysitter or hairdresser, include them on this list too. This will help set up your holiday budget.

Spread out your shopping: if you have many purchases, spread out your shopping over multiple pay periods, if possible. This will help keep your budget intact while ensuring you have time to spare before the holidays begin. There’s nothing worse than scrambling for last-minute gifts on Christmas Eve!

Do your research: If you know what someone wants, but aren’t sure of the specific brand, check online for reputable reviews. Sites like Amazon.com offer user reviews and ratings that make it easy to see feedback alongside each product. Pricegrabber.com can help you find the best online price as well.

Take advantage of no-cost holiday shipping: Many online retailers offer last-minute shoppers the gift of free shipping, guaranteed to arrive before Christmas Eve. If you prefer to play it safe and shop early, many websites offer free shipping when you spend a certain amount.

Holiday shopping doesn’t have to get the best of your budget or your sanity! With some extra planning, you can save yourself a lot of money and hassle. If there is any way Sunset Bank can help you with holiday finances, be sure to call or stop by today!